Flow diagram · England (UK tax)

Taking in a lodger (Rent a Room)

Renting a room in the home you live in — the tax-free allowance and the lodger's rights.

LandlordWala · Taking in a lodger (Rent a Room) · England (UK tax)

Taking in a lodger (Rent a Room)

  1. 1

    Rent a Room relief

    Up to £7,500 a year from a furnished room in your main home is tax-free (£3,750 each if shared). Above that, choose relief or normal expenses.

  2. 2

    Do you share living space with them?

    YesThey're a lodger (an excluded occupier) — not covered by the Renters' Rights Act tenancy rules.
    No — self-containedIt may be a tenancy with full rights. Get advice.
  3. 3

    Agree it in writing

    Rent, bills, notice period and house rules. Do a Right to Rent check.

  4. 4

    Ending it

    Give reasonable notice (usually a rental period). You don't need a court order for a lodger who shares your living space.

  5. !

    Mortgage and insurance

    Tell your lender and insurer — some need consent.

  6. ✓

    Keep records

    Keep a note of income and dates for your tax return.

Checked against official sources on 10 November 2026 · General information, not legal advice · landlordwala.com/diagrams/lodgers-rent-a-room

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