Flow diagram · England (UK tax)
Taking in a lodger (Rent a Room)
Renting a room in the home you live in — the tax-free allowance and the lodger's rights.
Answer each question to see where it leads. Tap any earlier step to change your answer.
Taking in a lodger (Rent a Room)
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1
Rent a Room relief
Up to £7,500 a year from a furnished room in your main home is tax-free (£3,750 each if shared). Above that, choose relief or normal expenses.
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2
Do you share living space with them?
YesThey're a lodger (an excluded occupier) — not covered by the Renters' Rights Act tenancy rules.No — self-containedIt may be a tenancy with full rights. Get advice. -
3
Agree it in writing
Rent, bills, notice period and house rules. Do a Right to Rent check.
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4
Ending it
Give reasonable notice (usually a rental period). You don't need a court order for a lodger who shares your living space.
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Mortgage and insurance
Tell your lender and insurer — some need consent.
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✓
Keep records
Keep a note of income and dates for your tax return.